Items
Tag is exactly
finance
-
2022-04-25
COVID-19, Religion, and Public Life Reflection #REL101
this is a look through my point of view living in the year 2020 -
2022-03-24
Welcome to the Wedding Boom. How Couples are Handling the Busiest Season in 40 Years
This is a news story about the rising amount of weddings happening in 2022 after some couples have had to put them off. This story by NPR details changing wedding trends along with it. Wedding dress retailers such as David's Bridal say the demand for maternity wedding dresses is at a 10% increase. Wedding site, The Knot, has had a 25% increase. Financial stress in planning these weddings has also increased. Mandy Connor, a wedding planner, notes that one of her clients was hit with a 30% increase in overall cost between the contracted estimate and the final bill. This article does a good job at showing changes in wedding trends based on how retailers are reacting. -
2020-04-16
Gagosian Furloughs Part-Time Staff and Interns as Covid-19 Impedes Business
All galleries felt the immense economic pressure of shuttering their doors. There was uncertainty and furloughs or imminent possibility of losing ones job was a looming presence especially in the spring of 2020. Even international blue-chip galleries like Gagosian were financially struggling. Those that lost their jobs were The article discussed job loss - whose jobs - and what this means for the art world in the present and in the future. Other methods of main tenting financially during the pandemic included furloughs and salary cuts where the percentage was determined by how much someone made per year. -
2021-03-01
Amenities Fee - HIST30060
Despite not having been able to attend my university campus for the prior year and not being able to attend it in the coming year as a result of lockdown restrictions, I was still forced to pay an amenities fee to the university. This meant that I had restricted access to the amenities that I was still paying full price for. This combined with losing my job made the payment difficult to make. -
2021-10-01
Disaster Payment: "Getting Paid to Study"
The COVID-19 Disaster Payment, given to workers unable to earn income due to COVID-19 state or territory health order, was given to construction workers during the two-week construction shutdown in Victoria. Traffic control in the construction sector has been my casual job alongside university for the past three years. The recent construction shutdown, however, allowed me to receive the $750 a week from the Disaster Payment without working at all. My housemates and I called this “getting paid to study”. This was especially true in the lead up to exams were we spent the majority of time at home with very little excuse to do anything other than “hit the books”. -
2021-06-12
Renovations
During COVID-19, and how difficult things have gotten with people losing their jobs, my house had quite a few problems to contend with. First and foremost, my room was leaking; second my downstairs was also leaking, which caused some parts of the ceiling to collapse and was just a huge mess to deal with. Funny how it had to be when COVID-19 forced people to start pinching pennies, because who knew when you might have gotten laid off from work because of it. We called someone to fix it, and we thought he had found it - after paying a decent sum to get the job done - but the leak was not fixed. Water still came down, forcing my father to tear down the wall in order to get to the problem, or at least attempt it. I talk about this because a lot of people will blame COVID-19 for their misfortune, and to join them, the house did not have to be in need of some much restructuring, especially with how much it costs. Not to mention the refurbishment of our kitchen and dining room took a fair amount of money to get done. And it's been nothing but more spending. -
2021-07-13
Brian Harvey, Oral History, 2021/07/07
Brian Harvey, a Managing Director at Deloitte and Touche, discusses the changes the pandemic has caused to his job as an auditor. He provides insights into the various industries he has interacted with over the past year. -
2020-10-16
School Finance Guidance for COVID-19
Arizona Department of Education fiscal information and guidance pertaining to attendance and absences while students participate in distance learning. The guidance page also includes links to important forms, school finance reports, and other valuable external resources. According to the report, the due date for a financial plan (Budget/AFR) is November 13, 2020. The name of the file is, "Distance Learning Report -Actual". No recent updates appear to have been made. -
2021-03-09
#JOTPYSilver from Mark and Michelle Wilson
wanderlust_wilsons #jotpysilver fun budget has been $$$. Saved so much money this year, looking forward to taking more trips in the last half of 2021. Also, love supporting and discovering local business with takeout/curbside pickup -
2020-03-05
Why the Canadian Housing Market Is Soaring in the Pandemic
"In Vancouver last month, the benchmark price for detached homes rose by 13.7 percent compared with a year earlier, reaching 1.6 million Canadian dollars. In the Toronto area, the average selling price for detached homes rose by 23.1 percent over the same time period, and a composite price that includes all kinds of housing topped 1 million dollars." -
2021-02-24
Federal Reserve Glitches
Because covid19 has had an extremely detrimental impact on many people's financial wellbeing, a momentary hiccup of the Federal Reserve has a lot more potential to do damage than in the pre-covid19 world. -
2021-02-22
Black history and the COVID-19 pandemic
Though 60 billion is kept aside by CARES act funding for minority and other underserved borrowers, black-owned businesses are having trouble accessing the government's emergency Paycheck Protection Program loans. The corona virus loan program set 10 million in loans per customers that could be turned in to grants depending on individual profiles. but since its launch much controversy developed as with in minutes funds ran out to well resourced companies. Baltimore cafe owner Terence Dickson reached out to every on he knows as he was on his on last couple hundred to keep the staff paid. He states that the " financial industry has shown me no love for 20 years". He believes that the system should be different. This shows how small black owned businesses have continued to struggle through the pandemic even though the availability of loans and grants are there; but its still unavailable to reach them . -
2020-06-01
IMF COVID Image
Covid finance options by IMF -
2020-12-15
A COVID Holiday
This holiday season barely feels like the holidays at all. With so many families struggling to stay afloat during these trying times, Christmas seemed to take a back seat this year. Not in a negative sense, but in the way that people just simply can’t afford gifts or afford to be joyful. It’s hard, not working and raising children. Christmas is the time of year where you buy your little ones gifts and celebrate all the happiness of the year. Not during COVID, mothers are struggling, fathers are struggling and children don’t understand how tight money is. So this Christmas, promise to make the day more rememberable; even if the gift are lacking. Fill the day with love, happiness and relax a little. The material items will break and be thrown away, the children will outgrow them, but they will never forget the love they felt on Christmas Day during COVID. -
2020-08-17
Bill Morneau resigns as finance minister and MP, will seek to lead OECD
Bill Morneau has announced his resignation as finance minister, and will also step down as the MP for Toronto Centre, after meeting with Prime Minister Justin Trudeau earlier Monday. -
2020-11-02
Finance minister predicts 'largest deficit in Nunavut history' due to COVID-19
Nunavut's finance minister George Hickes said he expects the largest deficit the territory has seen because of the COVID-19 pandemic. -
2020-08-25
Why Black-owned businesses have been hit hardest by COVID-19
Black restaurant owners and other Black business owners have been hit harder than their white counterparts during COVID-19. This article details the why of this occurrence, including lack of access to assistance, and the disproportionate effect of COVID-19 on Black communities compared to others. -
2020-09-18
Human Rights Campaign Releases New Data Showing Latinx LGBTQ People Suffer Disproportionate Impact From COVID-19- Economic Fallout
"Today, the Human Rights Campaign Foundation released new data outlining the economic impact of COVID-19 on Latinx LGBTQ people. The new research shows that Latinx LGBTQ people are more likely to have had their employment adversely impacted due to the virus, are more likely to have made changes to their household budgets and are more likely to have asked for delays in paying various expenses for necessities than the general population." -
2020-09-18
Life in Quarantine; Summer 2020
I decided to write about what my experience was like living in quarantine this past summer. I want the reader to understand that though there were definitely challenges, as one could expect, there were also positives to take away from the experience. -
2020-09-11
The Struggle of a Small Business Owner
Throughout the Covid-19 Pandemic and my time in quarantine, I struggled with a multitude of things. I was distraught over my senior year being taken away, lonely from the lack of human connection and interaction, and full of anxiety and fear because everything about this virus and the future was still very much unknown. But none of this compared to my biggest and most upsetting struggle. Coincidently this struggle of mine wasn’t even my own, it happened to be my father’s. My father owns a vintage bowling alley named; The Fox Bowling Center located in a small town in Upstate New York. For over 25 years my father has owned and operated this bowling alley, and he has been involved with this business since he was 9 years old when his parents bought it in the early seventies. This bowling alley has been an integral part of my father’s life for almost 50 years, and during March of this year he had to shut down business due to the Covid-19 pandemic. My father was absolutely distraught and shattered over this news. He was worrying constantly over the future and when things might take a turn for the better so he could open back up. He also struggled severely with trying to pay bills and manage the money in a time when he had zero income. I think seeing my father struggle with money issues really hit home for me the most. The bowling alley never really made a lot of money to begin with, and when this happened he had nothing to fall back on. He worked tirelessly on trying to secure any type of loan that would help him just pay the bills and keep the business afloat. Seeing him go through this each day was torture. I just wanted to help in some way and tell him that everything was going to be okay, but I had no money to offer him and in total honesty I had no idea what the future held for small business owners like my father. Even though watching my father go through all this pain and sadness was one of the worst things I ever witnessed, he still managed to teach me some amazing life lessons I will cherish forever. He showed me to always persevere and look towards the future, and he also showed me that you can’t give up on the things you love and hold dear. I’m happy to also share that because of his hard work and perseverance with financial issues, he is able to reopen now that bowling alleys are allowed to open back up in New York. My father is overjoyed and can’t wait to have his loyal customers and friends bowling once again, even if it is a little different. I will never forget his struggle to keep the business open and when I think about those long months in the future I will always remember his hard work and dedication. -
2020-08-30
South Dakota Restaurants Battle for Survival Amid Pandemic
This article focuses on the pandemic and how it has affected the mom and pop restaurants in rural America, South Dakota. It is important to note that all communities, large and small are dealing with this pandemic and restaurants are struggling for survival, but especially in rural areas. -
2020
Charts: The Economic Impact of COVID-19 in the U.S. So Far
This article provides a break down of the big picture of United States economics in the past few months. This break down includes simplistic graphs of the following: consumer spending, national debt, U.S. money supply, consumer sentiment, fed balance sheet, U.S. dollar, fiscal expenditures, inflation rate, and loans to the private sector. These grids provide a representation of how COVID-19 has impacted the United States in a variety of different ways. The article also has short descriptions of each segment that provides the reader with more detailed information. This article provides statistical analysis and quantitative evidence depicting the economic downfall that the United States has faced due to this global pandemic. -
2020-03-12
The crashing bitcoin faced with pandemic
The price of bitcoin crashes when the lock down in the US begins in the March. -
2020-03-31
Hard Times for Hospitals Too
As elective surgeries are being cancelled to prioritize usage of PPE and in an effort to minimize the exposure to, and spread of, COVID-19, many hospitals are facing financial difficulties as a result of canceling these elective, and often high dollar, surgeries and procedures. -
04/30/2020
Living through Covid-19: 04/30/2020
This is a journal entry that specifically focuses on the transition to online learning and the practice of social distancing. *anonymous *This was intentionally a journal/diary entry therefore it was done through a word doc. -
2020-05-15
The Bank
This is a photo I took in line at the bank, when I had to deposit a paycheck. I took this photo because of all the stories I herd about during the depression, when people would line up at the bank, demanding their money back. Was this the case on that day? Maybe, but probably not. Is this another great depression. I sure hope not. *Original text in "Contributor:" Matthew Paluzzi, Fordham University, SOCI4421